Last Updated: July 1, 2026
Introduction
Smart Finance Trends, together with our affiliated companies, provides content via our Website and email communications. We also operate as a marketing and data company. In this capacity, we collect information that enables advertisers to target specific audience segments through various channels: online advertising, in-app placements, email marketing, telemarketing campaigns, and other promotional channels. Our marketing operations involve the collection, disclosure to third parties, and sale of individual consumer information, and we deliver advertising services that track consumer behavior across different websites and apps to serve targeted ads.
Each version maintains the key compliance elements (data collection, sharing, selling, cross-context behavioral advertising, and multiple advertising channels) while varying the tone and structure.
When you visit Smart Finance Trends, we collect personal information from you, and you may also provide information to us. This privacy policy addresses that information and explains our practices for its collection, use, maintenance, and disclosure. Our terms of service contain additional information about our website.
Read this policy carefully—it explains our policies and practices for your personal information. Don’t agree? Then please don’t use our website or sign up for our emails. Using this website or interacting with our other services means you accept this privacy policy.
What This Policy Covers And Third-Party Links:
This Privacy Policy applies solely to your activity on Smart Finance Trends. It does not encompass your interactions with other websites, even if you accessed them through a link on our site. We encourage you to review the privacy policies of any websites you access through links from Smart Finance Trends.
How We Obtain Your Personal Information:
We collect information through this website that you voluntarily provide, including your name, email address, phone number, mailing address, and any information submitted through an inquiry form. We may supplement the information you provide with additional data obtained from third parties, including affiliates, marketing or advertising partners, data brokers, and other third-party data providers. Certain third parties are entities that have obtained your personal information from their own services. We also automatically collect additional information using cookies and other tracking technologies to perform analytics on our website and to facilitate advertising. See below for more information.
Types of Personal Data:
“Personal information” (hereinafter “data,” “information,” or “personal information”) includes any type of data or information created, collected, received, stored, or transmitted in the performance of the Company’s business, regardless of format, that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a specific consumer or household.
You will be asked to submit personal information when you subscribe to Smart Finance Trends. This includes your name, date of birth, street address, e-mail address and phone number. We collect other information via cookies and similar technologies such as IP address, imprecise geolocation (inferred from your IP address), device ID, date/time stamp, browsing behavior and click-through activity. We may also obtain information that is relevant for advertising purposes from data brokers or publicly available databases , like demographic information, interests, past locations (e.g. visits to certain stores or websites), or purchase history. We may collect certain limited categories of sensitive personal information, including race/ethnicity or location data. We only collect data that is relevant to potential marketing campaigns. See “Your Privacy Rights” below to see how to exercise your rights with regard to our use of your personal information.
“In particular, we have collected the following categories of personal information within the last twelve (12) months:
- Identifiers, such as real names, aliases, unique personal identifiers, online identifiers, email addresses, account names, or other similar identifiers;
- Personal information categories listed in California Customer Records Statute (Cal. Civ. Code. § 1798.80(e)), which includes any information that identifies, relates to, describes, or is capable of being associated with a particular individual but is not publicly available to the general public from federal, state, or local government records;
- Protected classification characteristics under California or federal law, such as race, gender, or age;
- Internet or other similar network activity, such as information about what websites you have visited or how you have interacted with an internet website application or advertisement;
- Commercial Information, such as purchases you have made in the past;
- Professional or Employment-Related Information, such as your current job or job history;
- Imprecise geolocation data, such as your approximate location based on your IP address;
- Inferences drawn from other personal information.
We sell and share this information with third parties and affiliated companies for marketing and advertising purposes. You have the right to opt out of the sale or sharing of your personal information at any time by visiting here or calling 833-613-1646.
Handling of Sensitive Information
We do not directly collect “Sensitive Personal Information,” which is data related to your race/ethnicity, religion, precise geolocation, LGBTQ+ status, health, financial accounts, or citizenship status. We do, however, indirectly collect, via automatic data collection technologies (e.g., cookies), data about your visits to web pages, which could indicate your interest in sensitive topics or membership in a sensitive group. For example, if you visit a page that is targeted to a specific ethnicity, or which gives information about a particular health condition, that may imply that you are interested in those topics. We do not make those inferences ourselves, but our affiliated group of companies, or other third parties to whom we disclose personal information may make these inferences. If your state or local laws prohibit the collection of Sensitive Personal Information without your consent, our affiliated group of companies will not make sensitive inferences. We do not collect or use any personal information relating to children under 18.
Our Uses of Personal Information
We use the personal information we collect from and about you to send you newsletters or other content that you sign up for and to send you marketing messages by email or by other means. We also share the personal information we collect with our affiliates and third-party companies who may also send you marketing messages by different means. You can opt out at any time by clicking here. Our use of your personal information is called “cross context behavioral advertising” under some states’ laws.
Sharing of Personal Information
We sell or share personal information with our affiliates and with partner companies to be used for marketing purposes, including cross context behavioral advertising. We also enable access to personal information for companies who perform services for us, including services related to cross context behavioral advertising, analytics, advertising fraud detection, information security, web hosting, or similar services. We contract with third parties who have access to personal information to ensure that they use appropriate data security and comply with laws. We may also share personal information where required by law (for instance if we receive a subpoena or court order), or to protect any person’s health or safety.
Personal information may be disclosed to law enforcement, regulatory bodies, courts, government entities, or other third parties where necessary to comply with applicable laws, court orders, or legal processes, to respond to governmental or regulatory inquiries, to protect individuals’ rights or safety, or to enforce our contractual rights, including payment and collection obligations. We may also disclose personal information to a successor entity or purchaser in the event of a merger, acquisition, restructuring, liquidation, or other transfer of assets involving our business.
Personal information may be disclosed to third parties for purposes you have approved, whether those purposes are communicated when you provide the information or outlined elsewhere in this privacy policy.
Behavioral Advertising, Data Sharing, and Analytics
We share personal information obtained through this website with other companies (“third parties”) who show you online advertisements on this or other sites, and also use personal information for analytics and reporting purposes concerning those advertisements. These companies use cookies, pixels, and similar technologies to collect information about the web pages you visit and the advertisements you view or click, and may combine this with personal information from other sources (including data brokers) and share it with other third parties for the same purposes (also known as “cross-context behavioral advertising”). We (and our partners) collect your IP address, date and time of your visit to the website, or of actions you take here, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with personal information from other sources and used to deliver advertising from us or from other companies through email, on apps, websites, social media sites, or by other channels. We also use personal information to analyze how you interact with this site and its advertisements so we can continue to improve your experience.
Cookies, Pixels and Similar Technologies
This site uses cookies, pixels, and similar technologies to: (1) operate this site, (2) improve your user experience, (3) provide personalized content and advertisements, and (4) monitor engagement with ads and other communications. Cookies are small files that our server sends to your browser that are used to recognize you when you visit certain websites. We use cookies to: operate this website, analytics and tracking, and advertising purposes. You can customize your cookie settings to limit some or all cookies in your browser settings. You can also clear (delete) the cookies on your browser at any time. Note that if you use a “do not track” setting, this may result in an “opt-out cookie” being set on your browser to block additional data collection.
We use various automated technologies to collect information from users of our Website. These include browser cookies, which are small data files stored on your device that help enable Website functionality. You can configure your browser to decline cookies, but doing so may limit access to certain Website features. Unless you modify your browser settings, cookies will be placed when you visit our Website.
Certain Website features may also use Flash cookies, also known as local stored objects, to remember your preferences and track navigation across the Website. Flash cookies are managed separately from standard browser cookies, and information on controlling them is available through Adobe’s Flash Player settings.
In addition, our Website, emails, and affiliated sites may use web beacons, tags, or pixels—small electronic files that allow us to measure page visits, email engagement, content popularity, system functionality, and related Website statistics.
Global Privacy Control and Do Not Track Preferences
We process Global Privacy Control (“GPC”) signals and other universal opt-out preference signals as valid requests to opt out of the sale or sharing of personal information. When such a signal is detected from your browser or device, we will honor it automatically. Our intent is not to follow you across every website you visit. As explained above, browser settings allow you to block or delete certain cookies at any time. If you opt out of tracking or activate a browser-based “Do Not Track” setting, including GPC, an opt-out cookie is stored in your browser to restrict certain data collection. Removing that cookie or changing your GPC settings may allow automated collection to restart.
Managing Your Personal Data Choices
You have rights with respect to your personal information, including the right to know what data we collect and how we use it (please review this policy), to obtain a copy of data we have collected about you, to ask us not to share your information with third parties, to have data deleted (including any sensitive personal information), to correct incorrect information (please request deletion), to ask us to limit the use of sensitive information (please request deletion), to opt-out of the sale or sharing of your data for cross-context behavioral advertising, or to make other requests. You, or an agent authorized to act on your behalf, may exercise your rights at any time at this page, or by calling 833-613-1646. If you have additional questions or concerns after you have exercised your rights, you can contact us using the information in the “Contact Us” section below. If we are unable to resolve your issue you may in some cases also be able to contact a local privacy authority in your state.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
Please note, we cannot respond to your request or provide you with personal information if we cannot verify your identity or your authority to make the request. As such, a verifiable consumer request must:
- Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or are the authorized representative of that person.
- Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
Making a verifiable consumer request does not require that you to create an account with us. We will not use the personal information you provide in a verifiable consumer request for any purpose beyond verifying your identity, authority to make a request, or to otherwise process your request. We will respond to a verifiable request within 45 days of receipt. If we require additional time, up to 45 additional days, we will notify you in writing of the reason and the extension period within the first 45 days.
If we reject a request in accordance with applicable law and you wish to appeal our decision, or if you have additional concerns or questions about our privacy practices, you can contact us using the information below. Depending on where you live, you may also have the right to contact a local privacy authority in your jurisdiction. We will not discriminate against you for exercising your data subject rights.
Data Relating to Children
This website is intended for use only by individuals aged 18 years or older. We do not knowingly collect information from children under the age of 18. We will remove any personal information relating to an individual younger than 18 if we become aware that it has been submitted to us.
Protecting Personal Information
We deploy commercially reasonable technical, physical, and organizational security measures to protect your personal information from loss or misuse. We maintain policies and procedures, staff training, technical monitoring, and audit our practices regularly to ensure the information we hold is protected from evolving risks.
How We Retain Personal Data
Personal information is kept for as long as needed to carry out the purposes described in this privacy policy, or as required or permitted by law. We periodically review the personal information we hold and delete or anonymize data that is no longer necessary.
Future Changes To This Policy
This policy may be revised or updated at any time. Any revised version of this policy will apply from its published effective date. You should read this policy periodically to stay up to date on how we collect, use, and share personal information.
This Site is Based in the United States
This website is based in the United States, and is intended for users in the United States. When you visit our website, you understand and acknowledge that your personal information will be stored and processed within the United States, subject to U.S. laws.
Contact Info
If you have questions or feedback, please contact us at [email protected] or 111 Hekili St. (Ste. A #425), Kailua, HI 96734.