Changing Your Point of View On Life Insurance

It is fairly easy to understand why so many people at age 18 to 34 do not think they need life insurance. When you are younger, most of your energy is focused on yourself and your personal situation and goals. The older you get

Annuity Payout

When buying a life insurance policy, you have two options when it comes to how your beneficiaries receive money. One way is to get the whole amount all at once, tax free. Another way is to get the death benefits

When to Go See the Doctor

Insurance agents suggest to visit your primary care physician before shopping for a life insurance policy. All standard forms of life insurance require a medical exam, so it is important to make sure that any issues you had and resolved are

Experts Suggest Using Your Home to Fund Retirement Plans

For many retirees, the idea of giving up their family home is a tough proposition to accept. But according to Steven Sass, a research economist at the Center for Retirement Research at Boston College, that’s exactly what’s needed for many

Be Honest About Your Health

When shopping for life insurance, be honest about your health and any conditions you have. Don’t waste your time by tiptoeing around the topic, because if this specific company will not offer you coverage, there are others that will. Just

Plan Network Providers

Before deciding on a health plan, check to see their network requirements. Some plans demand that you see an in-network provider only, and that can be very limiting. Examine their providers list to be sure that you have enough options that

Teach Yourself not to Overeat

Many often skip breakfast, saying that it’s because they are too busy. But, doing this one innocent thing has a lot of impact to how your day will go. When skipping meals it becomes much easier to overeat because your

Five Tips for a Healthy Life

Creating a healthy lifestyle is not as hard as some may think. It does involve some preparation and thought, but it is definitely doable. Make it a habit to be active maintain a healthy body weight eat a variety of

Advantages of a Group Policy

Often times, employees have life insurance automatically from their employer, or from a union or trade association. Having a group policy has a few advantages, comparing to an individual life insurance policy. First, you can get a lower rate for a

Find a Reputable Company

When you shop for life insurance, choosing the right company is crucial. What’s very important is to pick a company with a good reputation, and also respectable and reliable. Your are buying the policy to protect your loved ones, so

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