Pros To Getting Store Credit Cards
If you’ve ever gone into a department store before, more than likely you’ve been invited to apply for a credit card. Credit cards are very lucrative for retailers, which is why they offer them nearly every time you go. Here
How to Build Credit When You’re Just Starting Out: Part 3
Building good credit when you’re just starting out doesn’t have to be a worry. All you need is a little patience along with some good strategies and before you know it, your credit history will be strong. So far in
How to Build Credit When You’re Just Starting Out: Part 2
In part one of “How to Build Credit When You’re Just Starting Out”, you could see how getting a cosigner or becoming an authorized user will help you to establish favorable credit history. In part two, you’ll see how techniques
How To Build Credit When You’re Just Starting Out: Part 1
If you’re new to the world of credit, then you probably know it isn’t easy to establish good credit. Getting lenders to trust you can be a challenge as they want proof that you’re trustworthy. It’s really a catch-22 because
Ways To Be A Successful Credit Card Owner – Part 2
In Part 1 on how to be a successful credit card owner, we covered the importance of using credit cards like cash and making automatic payments. Now, let’s check out two more great ways to ensure that you are a
2 Sure Fire Ways To Be A Successful Credit Card Owner – Part 1
When people get credit cards, they usually have the best intentions in mind. They plan on being responsible and trustworthy, but a few small missteps can lead them on a downhill spiral. In order to help you be a successful
Here’s What You Need To Know About Your Credit Score Before Applying For A Job
Who knew that getting hired for a new position could all come down to your credit history? It’s true. In several states, it’s perfectly legal for employers to pull your credit history during the hiring process. In their opinion, it
How Employers Can Use Your Credit History During the Hiring Process
In the US, many employers have the right to look over your credit report before hiring you. Some say it’s justified for “trust” purposes. Others say it’s unfair to minorities or to those who are low income. The good news
5 Different Companies To Pull Your Credit Score From
It’s important to know that there are different places to pull your credit score from. It’s up to the lender which one they use, but the one most largely used is the FICO score. Keep note that different places offer
Everyday Things in Your Life That Your Credit Score Can Affect
It’s pretty common knowledge that your credit score will affect your ability to get a loan, but there are some everyday living factors that your credit score can affect too. For instance: Insurance rates: Believe it or not, the amount
